https://e-journal.stai-almaliki.ac.id/index.php/ekonomisyariah <p>Jurnal At Tirmidzi merupakan jurnal ilmiah yang dikelola oleh Institut Sayyid Muhammad Alawi Almaliki Koncer Darul Aman Tenggarang Bondowoso. Jurnal ini diterbitkan dalam 2 (dua) edisi setiap tahunnya yaitu pada bulan Januari dan Juni. Jurnal At Timidzi terdiri dari artikel ilmiah berisi kajian hasil penelitian dan pemikiran kajian ekonomi Islam dan ekonomi umum yang terintegrasi dengan kajian Islam. Jurnal ini merupakan Media yang diperuntukkan bagi Mahasiswa dan Dosen yang telah berhasil menyelesaikan tugas penelitiannya dan ingin mengetahuinya melalui media online. Kendati demikian jurnal ini terbuka untuk menerima karya ilmiah lintas kampus dengan spesifikasi di bidang ekonomi dan bisnis.</p> en-US AT TIRMIDZI https://e-journal.stai-almaliki.ac.id/index.php/ekonomisyariah/article/view/563 <p class="isselectedend" style="text-align: justify; text-justify: inter-ideograph;">Digitalization has become one of the primary drivers of economic transformation by creating broader opportunities for innovation, financial inclusion, and business development. In the context of the Muslim community, digital technology provides significant opportunities to strengthen economic empowerment through digital financial services, e-commerce, Islamic financial technology (<em>fintech</em>), and digital-based social finance. However, alongside these opportunities, digitalization also presents challenges related to unethical transactions, cybercrime, low digital literacy, and economic practices that may conflict with Islamic principles. This study aims to analyze the influence of digitalization on the economic advancement of the Muslim community from the perspective of Islamic economics. The research employed a qualitative approach using a library research method. Data were collected from primary sources, including the Qur'an and Hadith, as well as books, scientific journals, government reports, and other relevant academic publications concerning digitalization, Islamic economics, financial technology, and the digital economy. The collected data were analyzed using descriptive content analysis through data reduction, categorization, interpretation, and synthesis. The findings reveal that digitalization has a positive impact on improving financial inclusion, enhancing the competitiveness of micro, small, and medium enterprises (MSMEs), expanding access to Islamic financial services, and optimizing the management of Islamic social finance, including zakat, waqf, and charitable funds. From the perspective of <em>maqashid al-shariah</em>, digitalization contributes to the protection and development of wealth (<em>hifz al-mal</em>) by promoting efficiency, transparency, productivity, and public welfare. Nevertheless, the successful implementation of digitalization requires strengthening digital literacy, Islamic financial literacy, adaptive regulations, and the integration of technological innovation with Islamic ethical values. Therefore, digitalization should be viewed not only as a tool for economic modernization but also as a strategic instrument for achieving sustainable, just, and welfare-oriented economic development in accordance with the principles of Islamic economics.</p> Ali Wardana Copyright (c) 2026 AT TIRMIDZI 2026-07-10 2026-07-10 4 2 1 13