https://e-journal.stai-almaliki.ac.id/index.php/mk/issue/feed Multidisipliner Knowledge 2025-11-03T23:00:06+00:00 Open Journal Systems https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/382 TINJAUAN HUKUM EKONOMI SYARIAH TENTANG BAGI HASIL ANTARA PARA NELAYAN DENGAN PEMILIK PERAHU Studi Kasus Desa Kedungrejo Kecamatan Muncar Kabupaten Banyuwangi 2025-10-16T13:17:28+00:00 Fitrotul Hasanah fitrotul.hasanah@student.stisnq.ac.id <p><strong><em>ABSTRAC: </em></strong><em>This study examines the profit-sharing practices between fishermen and boat owners in Kedungrejo Village, Muncar District, Banyuwangi Regency from the perspective of Islamic Economic Law. The research is motivated by the need of fishermen who lack capital to continue fishing through a profit-sharing cooperation system. The method used is a qualitative approach with a case study design. Data were collected through interviews, observation, and documentation, then analyzed through the stages of data reduction, presentation, and conclusion drawing. The profit-sharing is carried out after the sale of the catch, where the boat owner first deducts operational costs such as fuel, ice, and boat repairs. The remaining profit is then divided between the boat owner and the fisherman, usually in a 60:40 or 50:50 ratio, based on verbal agreement without a written contract. The distribution of profits is fluctuating and based on mutual consent (taradhi). From the perspective of Islamic Economics, this practice falls under the mudharabah contract, but it does not fully comply with sharia due to the lack of transparency and absence of a written agreement. Although elements of justice and trust are present, these administrative weaknesses can lead to ambiguity in profit distribution and should be addressed to align the practice with sharia principles.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/384 PRAKTIK PEMBULATAN HARGA PADA SISTEM COD PERSPEKTIF HUKUM EKONOMI SYARIAH (STUDI KASUS SHOPEE EXPRESS HUB SUKOWONO) 2025-10-16T23:05:33+00:00 Maulani Muqirroti Ainil Ma’rifah maulanimuqirroti.am@student.stisnq.ac.id <p><em>This research is motivated by the widespread practice of price rounding in the Cash on Delivery (COD) system on the Shopee platform, particularly at the Shopee Express Hub in Sukowono, which is often carried out by couriers without detailed explanation to consumers, thus raising questions regarding its compliance with the principles of Sharia Economic Law which demands fairness, transparency, and willingness ('an taradhin) in transactions. This study aims to describe and analyze the practice of price rounding in the COD system at the Shopee Express Hub in Sukowono from the perspective of Sharia Economic Law. This study uses a qualitative approach with a phenomenological research type. Data were collected through in-depth interviews with the head of the Shopee Express hub, couriers, and consumers, as well as observation and documentation. The results show that price rounding is a common practice, mainly based on the availability of small denominations. This practice is often carried out unilaterally by couriers without confirmation from consumers. In the context of Sharia Economic Law, this practice is only valid if it is based on the consumer's willingness (an-taradhin), so that the excess payment is transformed into a tabarru' contract, such as a gift or charity. However, when rounding off is done unilaterally without the consumer's consent, this practice violates the principles of transparency, fairness, and mutual consent, and contains elements of ambiguity (gharar), making it invalid according to Sharia. The implications of this research are the need for clearer policies from e-commerce companies and education for couriers and consumers regarding transaction ethics in the digital economy era.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/386 PERSPEKTIF HUKUM EKONOMI SYARIAH TENTANG PENERAPAN DENDA DALAM JUAL BELI SEMBAKO SECARA KREDIT DI TOKO TRADISIONAL DESA PLEREAN KECAMATAN SUMBERJAMBE KABUPATEN JEMBER 2025-10-17T05:23:34+00:00 Karima karima@student.stisnq.ac.id <p><em>The background to this research is the widespread practice of buying and selling basic necessities on credit in Plerean Village, Sumberjambe District, Jember Regency, which is accompanied by additional costs and late fees without prior agreement. This research addresses two key questions: first, how are the practices of adding costs in credit transactions in Plerean, Sumberjambe, Jember? Second, the perspective of Sharia Economic Law on adding costs in credit transactions in Plerean, Sumberjambe, Jember. The research method used is qualitative field research, which is a study conducted in the field or at the research location. This study aims to determine the legal basis for adding costs in credit transactions from a Sharia economic law perspective in Plerean. The subjects of this study are both sellers and buyers. The results of this study indicate that adding costs for late installment payments in credit transactions in Plerean Village is permissible, as such additional costs are considered ta'zir, a penalty imposed by someone to teach a lesson.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/388 PENGELOLAAN PARKIR DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH 2025-10-17T06:54:57+00:00 Cici Hidayatul Hasanah cici.hh@student.stisnq.ac.id Mohammad Firmansyah moh.firman23@stisnq.ac.id <p><em>Parking attendants are a common profession found in shopping areas, markets, and crowded places in Indonesia, including at Toko Mega Busana Maesan Bondowoso. Most of them work informally without any official employment contracts. This study aims to examine the parking management system at Toko Mega Busana Maesan Bondowoso and analyze it from the perspective of Islamic Economic Law. This research uses a qualitative method with a descriptive-analytical approach through observations and interviews with related parties. The results show that the contract between the shop owner and the parking attendant is classified as a hibah (grant) contract, where the shop owner gives the right to manage the parking area voluntarily. Meanwhile, the relationship between the parking attendants and the customers contains elements of an ijarah (lease) contract, which is the exchange of parking services for voluntary payment. Both types of contracts are valid according to Islamic Economic Law as long as they fulfill the required pillars and conditions, such as mutual consent, clarity of benefits, and compliance with Islamic principles.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/390 ANALISIS INGKAR JANJI TERHADAP PELUNASAN ONGKOS DALAM SEWA MENYEWA SOUND SYSTEM PERSPEKTIF HUKUM EKONOMI SYARIAH 2025-10-17T22:00:23+00:00 Firdatul Janah firdatul.janah@student.ac.id Mohammad Firmansyah moh.firsya23@stisnq.ac.id <p><em>This study aims to explain the default in sound system rental agreements based on the perspective of Islamic economic law in Cumedak village, Sumberjambe sub-district, and to explain the systematics in the sound system rental process in Cumedak village, Sumberjambe sub-district. This study is expected to be beneficial for the wider community, as well as become a reference for parties who commit default in sound system rentals.</em> <em>The type of research used by the author is field research, as it involves direct observation and interviews with several parties related to the research object, collecting both primary and secondary data. The data is then analyzed based on the principles of Islamic Economic Law.</em> <em>The results of this study indicate that the practice of renting sound systems in Cumedak village uses an ijarah contract. The default that occurs in it is included in the ijarah contract in the ujrah (wages) section. The ijarah contract in this sound system rental transaction is included in the ijarah fasid because by referring to the perspective of Islamic economic law, the ijarah contract in this sound system rental transaction does not meet the benchmark for a valid contract/agreement. And the payment system in the sound system rental transaction is in accordance with the policies at each rental location.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/392 ANALISIS PENETAPAN MARGIN SISTEMIK DALAM AKAD MURABAHAH PERSPEKTIF HUKUM EKONOMI SYARIAH 2025-10-18T13:43:50+00:00 Hoiriyah hoiriyah@student.stisnq.ac.id Mohammad Firmansyah moh.firman23@stisnq.ac.id <p><strong>BMT (Baitul Maal wat Tamwil) has two main functions, namely Baitul Maal which focuses on collecting non-profit funds (zakat, infaq, sedekah) and Baitul Tamwil which is engaged in commercial activities. One of the most dominant financing products in BMT is the Murabahah contract. However, the practice of determining the Murabahah margin at BMT Maslahah Sidogiri, Sumberjambe Branch, Jember Regency is carried out systematically based on the central SOP, thus potentially causing problems of fairness and transparency. This study aims to analyze the practice of determining the systemic margin in the Murabahah contract at BMT Maslahah Sidogiri, Sumberjambe Branch, Jember Regency, and review the fairness and transparency of the margin determination from the perspective of Sharia Economic Law.</strong> The research method used was a qualitative approach with a case study type, namely research that aims to deeply understand a particular object, event, or phenomenon in a real context. This research was conducted through observation, interviews, and documentation. Then, it was analyzed using qualitative descriptive analysis techniques. The results showed that margin determination was carried out uniformly with a standard of 2.5%–3% per month, while still allowing for negotiation between the BMT and the customer. According to Sharia, this practice has fulfilled the pillars and requirements of the Murabahah contract and reflects the principles of fairness and transparency. However, optimization in information delivery and increased understanding among customers are needed to strengthen the implementation of Sharia principles.</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/394 Perlindungan Konsumen atas Praktik Pembulatan Timbangan Laundry dalam Perspektif Hukum Ekonomi Syariah dan UUPK 2025-10-18T13:52:24+00:00 Zelumniatul Aisyah zelumniatul@gmail.com <p>This study aims to analyze the practice of weight rounding in laundry services and its impact on consumer protection from the perspective of Islamic Economic Law and the Indonesian Consumer Protection Law (Law No.&nbsp;8 of 1999). Using a qualitative method with a normative and empirical legal approach, the research was conducted in Sukowono District, Jember Regency. The data were obtained from interviews, observation, and documentation involving laundry service owners and consumers. The findings reveal that weight rounding practices often result in consumer losses due to inaccurate calculations of laundry fees. From the perspective of Islamic Economic Law, such practices violate the principles of fairness and honesty (amanah). Meanwhile, under the Consumer Protection Law, business actors are required to provide accurate and transparent information regarding services and costs. This study emphasizes the importance of applying ethical business principles and compliance with consumer protection regulations to ensure fairness in trade transactions.</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/396 PERSPEKTIF HUKUM EKONOMI SYARIAH TERHADAP PENJUALAN PRODUK EXPIRED (STUDI KASUS PASAR TRADISIONAL KECAMATAN TAMANAN KABUPATEN BONDOWOSO) 2025-10-19T22:23:37+00:00 Syahril Sabirin syahril.s@student.stisnq.ac.id Mohammad Firmansyah moh.firman23@stisnq.ac.id <p>Islamic Economic Law, Expired Products, Trade, Traditional Market, Consumers This research discusses the practice of selling food products that have exceeded their expiration date at the Traditional Market of Tamanan District, Bondowoso Regency, from the perspective of Islamic economic law. The circulation of expired products causes losses to consumers and contradicts the principles of Islamic muamalah, which emphasize honesty, justice, and mutual consent between parties. The research method employed is field research with a qualitative approach. Data were collected through observation, interviews, and documentation, then analyzed using descriptive qualitative analysis. The findings reveal that the practice of selling expired products still occurs due to traders’ lack of knowledge, weak supervision, and low consumer awareness regarding expiration dates. From the perspective of Islamic economic law, such practices are prohibited because they involve elements of gharar, pose potential harm to consumers, and contradict the principles of justice and honesty in transactions. Therefore, increasing the awareness of both traders and consumers, as well as stricter supervision from relevant authorities, is necessary to create fair trade practices in accordance with Islamic law.</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/402 KAJIAN HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK LAYANAN EYELASH EXTENSION STUDI KASUS DI MEYTA BEAUTY SALON DESA SUKOWONO KECAMATAN SUKOWONO KABUPATEN JEMBER 2025-10-22T02:26:36+00:00 Nuri Nafisatul Kamaliyah nuri.nk@student.stisnq.ac.id <p><strong><em>ABSTRACT:</em></strong> <em>This research stems from the increasing interest of society, especially Muslim consumers, in beauty services that require legal certainty regarding halal materials, safety, and transparency. The study examines how Eyelash Extension services are practiced and how Islamic Economic Law views them at Meyta Beauty Salon. The research aims to analyze the service practice and its conformity with the ijarah (service lease) contract in Islamic Economic Law. A qualitative field approach was used through interviews, observations, and documentation involving the salon owner, employees, and consumers. The results show that the Eyelash Extension service represents an ijarah ‘ala al-‘amal contract, fulfilling most pillars and conditions of ijarah according to the Shafi’i school. However, insufficient information about post-service risks causes issues such as eyelash loss, itching, and eye redness. The retouch service reflects the salon’s responsibility. According to the Hanafi school, extensions using synthetic fibers (BPOM-registered) are permissible. Yet, the absence of halal certification from MUI indicates that the halalan thayyiban aspect is not fully met and needs further assurance.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/404 INTERVENSI ORANG TUA DALAM KONFLIK RUMAH TANGGA PERSEPEKTIF HUKUM KELUARGA ISLAM 2025-10-22T02:33:19+00:00 Gita Aninda Putri gitaanindaputri@gmail.com Saini zainishaleh@gmail.com Alfina Wildatul Fitriyah phinapulapan@gmail.com <p><strong>A</strong><strong>bstrac.</strong>This study examines the phenomenon of <em>parental intervention in marital conflicts of their children</em> from the perspective of Islamic Family Law, focusing on its underlying factors, impacts, and the legal boundaries governing such involvement. Marital conflicts often arise due to external interference, particularly from parents or in-laws, whose intentions to help may unintentionally lead to disharmony and even divorce. The research employs a library research method with a normative juridical and descriptive-analytical approach, analyzing primary and secondary Islamic legal sources such as the Qur’an, Hadith, classical <em>fiqh</em> literature, and national legal regulations including Law No. 1 of 1974 and the Compilation of Islamic Law. The findings reveal three main factors contributing to parental intervention: economic dependency, proximity of residence, and emotional attachment between spouses, each resulting in psychological pressure, loss of autonomy, and weakened communication within the household. From the standpoint of Islamic Family Law, excessive parental interference contradicts the principles of <em>sakinah, mawaddah, wa rahmah</em> and violates the legal maxim <em>lā ḍarar wa lā ḍirār</em> (no harm and no reciprocating harm), as it causes <em>ḍarar</em> or damage to the marital relationship. However, wise and constructive intervention intended to preserve family harmony (<em>iṣlāḥ</em>) is permissible as long as it respects the rights and responsibilities of the spouses. This study emphasizes the importance of balanced roles among couples, parents, and the community in maintaining family resilience that aligns with the values of Maqāṣid al-Syarī‘ah.</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/413 PANDANGAN HUKUM EKONOMI SYARIAH TERHADAP PENGAMBILAN UPAH DARI DANA AMAL MASJID YANG DIKUMPULKAN DI PINGGIR JALAN STUDI KASUS DI DESA GABUGAN KECAMATAN JAMBESARI KABUPATEN BONDOWOSO 2025-10-26T14:32:27+00:00 Irmawatul Islamiyah irmawatul.i@student.stisnq.ac.id <p><strong><em>ABSTRACT:</em></strong> <em>This study arises from the practice of taking wages from mosque charitable funds by collection officers at Masjid Baitul Mu’min, Desa Gabugan. This practice raises questions regarding its compliance with Sharia law and principles of justice in managing community funds. The purpose of this study is to analyze the practice of wage-taking and its alignment with the ijarah contract (service-for-wages) within the framework of Islamic Economic Law. The study uses a qualitative approach with normative-juridical and field methods, including interviews, observation, and documentation involving mosque administrators, fund collection officers, and the community. The results show that the wage-taking practice is part of an ijarah contract and permissible under Islamic Economic Law as long as it meets the principles of clear contract, justice, trustworthiness, and transparency. Officers are entitled to wages for their actual service, while the funds remain allocated for their primary purpose, namely mosque renovation and welfare. This practice is valid under Sharia and aligns with maqāṣid al-syarī‘ah, as it embodies justice, public welfare, and recognition of human labor, provided it is not excessive, avoids gharar, and is approved by both donors and committee.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/418 PENERAPAN PROGRAM Z-CHICKEN PADA ZAKAT PRODUKTIF BAZNAS JEMBER: PERSPEKTIF HUKUM EKONOMI SYARIAH 2025-10-27T04:29:42+00:00 Firman Yusril Bakhtiar firman.yusril.b@student.stisnq.ac.id <p>This study examines the implementation of the Z-Chicken program as a form of productive zakat utilization by BAZNAS (National Amil Zakat Agency) in Jember Regency, viewed from the perspective of Islamic Economic Law. Z-Chicken is an innovative empowerment program for <em>mustahik</em> (zakat beneficiaries) through business capital assistance in the form of equipment, raw materials, and support for running a fried chicken business. The purpose of this research is to analyze the implementation mechanism of the Z-Chicken program in BAZNAS Jember and assess its compliance with Sharia principles. This research employs a qualitative method with a case study approach, using observation, interviews, and documentation as data collection techniques. The findings indicate that the program implementation covers planning, organizing, execution, and supervision stages. While the program has successfully improved the skills and economic opportunities of the <em>mustahik</em>, several challenges were identified, including limited monitoring, low entrepreneurial spirit among beneficiaries, and limited human resources in BAZNAS. From the perspective of Islamic Economic Law, the program aligns with the principles of productive zakat utilization, prioritizing <em>maslahah</em> (public benefit), equitable distribution, and sustainable empowerment. However, its effectiveness would be further enhanced through intensive mentoring and stronger risk management. This study is expected to contribute theoretically to the discourse on productive zakat management and practically serve as a reference for zakat institutions in designing Sharia-based economic empowerment programs for <em>mustahik</em>.</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/421 PRAKTIK TAKE OVER KREDIT PERUMAHAN PERPEKTIF HUKUM EKONOMI SYARIAH STUDI KASUS PERUMAHAN MAHKOTA RAYA RENGGANIS JEMBER 2025-10-28T03:46:27+00:00 Moch. Rohiki Mahtum Moch.rohiki.m@Student.stisnq.ic.id <p><strong>Abstract<em> : </em></strong><em>Many Muslims feel hesitant when considering a housing take-over because they worry the process may not align with Islamic principles. This uncertainty often affects their decision to continue a mortgage from a previous debtor. This study uses a qualitative method with a case study approach to explore the take-over practices at Mahkota Raya Rengganis Housing in Jember and examine their compliance with Islamic economic law. The findings show that the take-over process in this location is legally valid and in accordance with Sharia principles, as it uses a murabahah contract. Through this contract, the price and profit margin are agreed upon transparently without any element of usury (riba), making the transaction clear, safe, and Sharia-compliant. Thus, the murabahah contract provides both legal certainty and peace of mind for Muslims who wish to continue home ownership through the take-over process.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/425 PERSPEKTIF FIKIH MUAMALAH TENTANG KEPEMILIKAN DALAM PENGELOLAAN BARANG SITAAN 2025-10-28T10:12:25+00:00 Hestin Junaida hestin.j@student.stisnq.ac.id Mohammad Firmansyah moh.firman23@stisnq.ac.id <p><em>This study examines the management of confiscated goods at pondok pesantren Nurul Qarnain from the perspective of fiqh muamalah, particularly regarding ownership status and the validity of selling confiscated items. The background of this research arises from the differences between the practices carried out by the pesantren and the principles of fiqh muamalah, where some students questioned the ownership status of confiscated items that were later sold or donated. The research questions are: (1) How is the management of confiscated goods implemented at pondok pesantren Nurul Qarnain? (2) How does fiqh muamalah view ownership status in the management of confiscated goods at pondok pesantren Nurul Qarnain? This study employs a qualitative descriptive approach through a case study conducted at pondok pesantren Nurul Qarnain, using observation and interviews with caretakers, administrators, students, and the surrounding community. The results show that confiscated goods not reclaimed by their owners after a specified period legally become the property of the pesantren. Therefore, the pesantren has full authority to manage these goods, either by selling them at a relatively low price or by donating them. The management of confiscated goods at pondok pesantren Nurul Qarnain is in accordance with the pillars and conditions of sale in fiqh muamalah. The confiscation serves as a form of ta‘zir (disciplinary sanction) aimed at educating students. Furthermore, the proceeds from the sale of confiscated goods are entirely used for the benefit and welfare of the pesantren community.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/433 PEMENUHAN HAK NAFKAH ANAK PASCA PERCERAIAN PERSPEKTIF HUKUM ISLAM DAN HUKUM POSITIF 2025-11-02T07:01:44+00:00 Abdul Wafi abdul.wafi@student.stisnq.ac.id <p>Fulfilling the right to child support after divorce is a crucial issue in Islamic family law and Indonesian positive law. Children retain the right to child support even after the marital relationship between the two parents has ended. However, in practice, providing child support often does not work as intended. This study aims to determine how the right to child support is implemented after divorce and the factors influencing the inability of some ex-husbands to fulfill this obligation. Based on the research results, it was found that there are differences in the implementation of the obligation to provide child support after divorce: some ex-husbands continue to provide child support according to their ability and legal requirements, while others are unable to fulfill it optimally due to economic constraints and insufficient income. A tight economic situation is the main factor causing the failure to fully fulfill the right to child support. Nevertheless, both legally and morally, the father's responsibility for child support remains inherent and must be pursued in good faith according to his or her ability. This study emphasizes the important role of the state and religious courts in providing legal protection for children's rights, as well as the need for awareness and moral responsibility from both parties</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/383 TINJAUAN FIKIH MUAMALAH TERHADAP PENGALIHAN SISA UANG MENJADI DONASI DI MINIMARKET 2025-10-16T13:23:44+00:00 Miftahul Jannah miftahul.j@studen.stisnq.ac.id Mohammad Firmansyah moh.firman23@stisnq.ac.id <p><strong>Abstract </strong></p> <p><em>The phenomenon of diverting spare change into donations at minimarkets is becoming increasingly common, including at Indomaret and Alfamart in the Pujer area. This study aims to examine this practice from the perspective of muamalah jurisprudence (fiqh muamalah), specifically regarding the validity of the contract (sadaqah/hibah/infaq), the element of willingness (ri</em><em>ḍ</em><em>ā’), and aspects of transparency and fund distribution. The study employed a qualitative-descriptive method, with data collection techniques including observation of cashier transactions, in-depth interviews with cashiers and consumers, and a review of standard operating procedures (SOP) documents and donation campaign materials. Informants were selected purposively, while data validity was tested through source and technique triangulation. The research results show that fundraising practices occur during payment at the cashier by asking for donations in small amounts (rounding up the remaining change). The funds are collected by the store and distributed through the National Azizah Agency (BAZNAS) and the Great Indonesia Program. From a fiqh perspective, the dominant contract is a grant, and it is valid if there is explicit consumer consent, the object and purpose of the donation are clear, the reporting mechanism is transparent, and the donation is given for social purposes, not for religious purposes.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/385 PENYALURAN ZAKAT PRODUKTIF PERSPEKTIF HUKUM EKONOMI SYARIAH STUDI PADA BAZNAS KABUPATEN JEMBER 2025-10-17T05:19:21+00:00 Siti Nur Fadila s.nur.fadila@student.stisnq.ac.id <p><strong><em>Abstract</em></strong><em>. </em><em>This research is motivated by the strategic role of productive zakat as an instrument of economic empowerment for the ummah, which is not only consumptive in nature but also productive through the provision of business capital to mustahiq. The distribution of productive zakat is expected to improve the economic independence and long-term welfare of the recipients. This study aims to describe the mechanism of productive zakat distribution for mustahiq at BAZNAS Jember Regency and to analyze its compliance with the principles of Islamic economic law. This research employs a qualitative approach with a descriptive method. Data were obtained through interviews, observations, and documentation from BAZNAS officials and productive zakat recipient mustahiq. The results indicate that the distribution of productive zakat at BAZNAS Jember Regency is carried out through the stages of identifying mustahiq, selection and verification, provision of business capital, and mentoring. This mechanism has complied with the provisions of Islamic economic law, particularly in terms of distribution to eligible recipients according to asnaf, the application of justice, and the principle of trustworthiness (amanah). Nevertheless, there are still challenges, such as limited business mentoring and monitoring intensity, which can affect the program’s sustainability.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/387 KONTROVERSI JUAL BELI RAMBUT SEBAGAI HAIR EXTENTION ANALISIS HUKUM MAZHAB SYAFI’IYAH DAN MAZHAB MALIKIYAH 2025-10-17T05:35:50+00:00 Izmi Zulfa Laila Izmizulfal@gmail.com <p><strong><em>Abstract</em></strong><em>. The rising popularity of hair extensions has sparked debates in Islamic law regarding the trade of human hair. This study aims to examine the perspectives of the Shafi‘i and Maliki schools on this practice. Using a qualitative library research method with a normative juridical approach, the study is descriptive-analytical and comparative in nature. The findings reveal that the Shafi‘i school regards human hair as impure (najis) and therefore invalid as an object of trade, although some views allow hair extensions from non-human materials under certain conditions. Meanwhile, the Maliki school strictly prohibits all forms of trading and using human hair, including hair extensions made from both real and synthetic hair. In conclusion, both schools reject the practice but for different legal reasons. This study highlights the importance of understanding Islamic law in addressing contemporary issues and contributes to the development of fiqh al-mu‘āmalah while providing practical guidance for Muslim communities.</em></p> <p>&nbsp;</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/389 BIAYA RETURN BARANG DAKAM LAYANAN KURIR NINJA XPRESS PERSPEKTIF HUKUM EKONOMI SYARIAH 2025-10-17T12:13:10+00:00 Holifatul Hasanah holifatul.hasanah@student.stisnq.ac.id Mohammad Firmansyah moh.firman23@stisnq.ac.id <p><em>Abstract: The phenomenon of applying return fees in Ninja Xpress courier services in Kalisat District has become a significant issue due to procedural uncertainty and potential injustice for consumers, particularly from the perspective of Sharia Economic Law. This research addresses two problems: (1) how is the practice of applying return fees in Ninja Xpress courier services in Kalisat District, and (2) how does Sharia Economic Law analyze this practice. The study aims to describe the practice of return fees and to analyze its compliance with the principles of ijarah and ju’alah contracts. A descriptive qualitative method with a case study approach was employed, using in-depth interviews, field observations, and documentation as data collection techniques. The research subjects consisted of couriers, the hub manager, and customers who had experienced returns. The findings reveal that return fees are generally charged when goods are rejected upon delivery, opened or damaged, or when the return process is carried out outside the application procedure. This practice does not entirely originate from the company’s official policy but rather from couriers’ personal initiatives. From the perspective of Sharia Economic Law, return fees can be justified as ijarah if there is a clear mutual agreement, but they have the potential to harm consumers if applied unilaterally.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/391 ANALISIS HUKUM EKONOMI SYARIAH TERHADAP SISTEM AFFILIATE MARKETING 2025-10-17T23:49:03+00:00 Hoirun Nisa hoirun.n@gmail.com <p><strong>Abstrak:</strong><em> This research is a qualitative field study, describing written or spoken words from people and observable behavior. The data sources used are primary and secondary sources. The research location is Sumbrjambe District, Jember Regency. Data collection techniques include observation, interviews, and documentation The results of the study indicate that the practice of buying and selling with a digital affiliate system in the Sumberjambe sub-district, Jember Regency, in practice, is included in the ijarah contract. In practice, there are deviations from the terms of the ijarah contract and sales ethics that are not in accordance with Islamic law. Regarding the affiliate marketing system carried out by the official WSG Skincare agent and affiliates, there is a lack of clarity regarding the objects being marketed by the affiliates due to the affiliates' lack of understanding of the products being marketed and a lack of understanding of the products, resulting in misunderstandings about the products being marketed, resulting in doubt among consumers, which can result in losses for one of the parties, namely the product owner, the official WSG Skincare agent, and the buyer. In practice, this affiliate marketing system is not in line with Islamic law because in practice, in selling products belonging to agents, the objects being traded by affiliates contain elements of negligence (tafrit)</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/393 ANALISIS FATWA MUI TERHADAP SUNTIK PUTIH PERSPEKTIF HUKUM EKONOMI SYARIAH DAN ETIKA KONSUMSI HALAL 2025-10-18T13:47:13+00:00 Rizma Nurwulandari rizma.nurw@student.stisnq.ac.id <p>Whitening injections are a skin lightening technique that involves injecting a specific substance into the bloodstream. Results from this procedure are generally visible within about three months. <em>The purpose of this study is to analyze the MUI Fatwa on the practice of white injections from the perspective of Islamic economic law and halal consumption ethics.</em> The type of research used is library research. Library research is conducted by collecting data and information from legal materials related to the problem under study, including primary, secondary, and tertiary legal materials. The primary legal materials used in this study include the MUI fatwa, the Qur'an, hadith, and classical and contemporary fiqh books. Therefore, skin-whitening injections can be considered halal and permissible as long as they are safe, derived from halal sources, and certified under the national halal assurance system. This research is expected to serve as an academic reference and contribute to raising public awareness in selecting cosmetic products that align with the ethics of halal consumption.</p> <p>&nbsp;</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/395 Analisis Hukum Ekonomi Syariah terhadap Praktik Peer to Peer (P2P) Lending dalam Perspektif Fatwa DSN-MUI dan Ulama Kontemporer 2025-10-19T22:20:14+00:00 M. Varis Hidayat Tuloh mv.hidayattuloh@student.stisnq.ac.id Mohammad Firmansyah Moh.firman23@stisnq.ac.id <p><strong>Abstract</strong>: <em>The development of the fintech industry, especially the peer to peer (P2P) lending model, is growing very rapidly in Indonesia. Peer to-Peer (P2P) Lending is a mechanism to raise funds through a platform or fintech company, which is then distributed to business actors in the form of loans. This study aims to analyze the practice of peer to peer (P2P) lending in accordance with the fatwa of DSN-MUI No. 117/DSN-MUI/II/2018 and contemporary scholars. This study uses a type of library research and a normative approach with data collection techniques in the form of documentation, while the validity of the data is tested through source triangulation. The results of this study show that the DSN-MUI Fatwa No. 117/DSN-MUI/II/2018 and the views of contemporary scholars affirm that P2P lending is allowed as long as it is in accordance with sharia principles, free of usury, gharar, and maysir, and uses a valid contract under the supervision of the Sharia Supervisory Board (DPS). </em></p> <p><strong>&nbsp;</strong></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/399 PERSPEKTIF MAZHAB SYAFI’I TERHADAP JUAL BELI LUKISAN DIGITAL GAMBAR MAKHLUK HIDUP 2025-10-21T10:22:00+00:00 Wardila wardila@student.stisnq.ac.id <h2>The development of digital technology has given rise to new works of art, one of which is digital painting, which is in high demand by the public. This phenomenon raises Islamic legal issues related to the prohibition of tashwîr (drawing living creatures) in the hadith of the Prophet Muhammad SAW. This study examines the perspective of the Shafi'i school of thought on the sale and purchase of digital paintings depicting living creatures. The results show that the Shafi'i school of thought essentially prohibits the depiction of living creatures, especially in three-dimensional forms that resemble God's creation in its entirety. However, some Shafi'i scholars provide leniency for two-dimensional images that are not intended for worship. Thus, the sale and purchase of digital paintings is considered problematic if they resemble forbidden tashwîr, but can be permitted if they are only works of art, free from elements of polytheism, and used positively.</h2> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/403 TINJAUAN HUKUM EKONOMI SYARIAH TENTANG PRAKTIK PEMBAYARAN UANG BULANAN POS KESEHATAN PESANTREN (STUDI KASUS DI PESANTREN NURUL QARNAIN BALETBARU SUKOWONO JEMBER) 2025-10-22T02:30:08+00:00 Humayrotul Hasanah humayrotul.h@student.stisnq.ac.id <p><strong><em>Abstract. </em></strong><em>The health of students is an important aspect in supporting the learning process in pesantren. For this reason, Nurul Qarnain Islamic Boarding School established a pesantren health post (poskestren) with the guidance of the health center. However, there are differences in information related to payment administration, ranging from Rp5,000, Rp30,000, to free services. This inconsistency indicates a problem in the poskestren administration system. This study aims to examine the payment mechanism of poskestren at Pondok Pesantren Nurul Qarnain in order to obtain a clear understanding and provide input for the improvement of pesantren health services.</em></p> <p><em>The results showed that the practice of paying monthly pesantren health post money at the Nurul Qarnain Islamic Boarding School does not conflict with Sharia economic law and can be analyzed using a tabarru-based takaful contract in which students contribute voluntarily and there is no element of profit.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/412 PENDISTRIBUSIAN DANA ZAKAT PRODUKTIF PADA PROGRAM (ZCD) ZAKAT COMMUNITY DEVELOPMENT: ANALISIS HUKUM EKONOMI SYARIAH 2025-10-26T14:27:06+00:00 Kamelia kamelia@student.stisnq.ac.id <p>The distribution of productive zakat funds is a strategic instrument for the economic empowerment of those entitled to receive zakat. One implementation is through the Zakat Community Development (ZCD) program initiated by the National Zakat Agency (BAZNAS). This study aims to analyze the distribution system of productive zakat funds and its compliance with the principles of Sharia Economic Law in the ZCD program implemented by BAZNAS in Bondowoso Regency, using a case study of the goat farming program in Kampung Zakat, Sulek Village. Using descriptive qualitative methods, primary data was collected through interviews, observation, and documentation. The results indicate that the ZCD program is implemented through group-based empowerment, accompanied by intensive mentoring and business management coaching. This program has proven to have a positive impact on increasing the income, skills, and economic independence of the entitled zakat recipients. From a Sharia Economic Law perspective, the program's mechanisms meet the principles of justice, benefit (maslahah), trustworthiness, and sustainable empowerment. However, several obstacles remain, such as limited capital for business development and technical challenges in livestock husbandry, which require further solutions.</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/415 PERSPEKTIF ’URF TERHADAP UPAH BU’UK PADA JASA PENGGILINGAN PADI KELILING (STUDI KASUS DESA JAMBESARI, BONDOWOSO) 2025-10-26T14:47:57+00:00 Zulfikrin Nas zulfikrinn@gmail.com <p><strong><em>Abstract. </em></strong><em>The wage system for mobile rice milling services in Jambesari Village applies a unique payment mechanism in which the entire milling by-product (bu’uk) is given as the worker’s wage. Although this system has long been accepted by the local community, it raises issues in Islamic economic law, particularly concerning the uncertainty of wage value that may lead to gharar (ambiguity) and the permissibility of bu’uk as a wage object. This study aims to analyze the bu’uk wage practice and assess its legal validity based on the ‘urf perspective within Islamic economic law. This research employs a qualitative field method with a descriptive approach through observation and interviews with milling operators and service users. The findings indicate that the bu’uk wage practice is conducted on the basis of mutual consent, deeply rooted in local custom, and has never caused disputes. The element of uncertainty (gharar) involved is considered minor (gharar yasir) because it does not harm either party, while bu’uk is regarded as a by-product of the milling process rather than the main object of service benefits. Therefore, this practice is deemed valid and permissible according to Islamic economic law based on prevailing ‘urf considerations.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/420 TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP JUAL BELI MAYAT (KADAVER) 2025-10-27T11:24:49+00:00 Ali Afandi aliafandi@student.stisnq.ac.id <p><strong><em>Abstract : In Islamic economic law, the main principle upheld is the prohibition of transactions involving items or actions that lack legitimate value or are considered unethical. The human body, both during life and after death, is regarded as a trust that must be respected. Therefore, the sale of corpses as a commercial transaction can be seen as violating these principles. Sharia emphasizes that all transactions should promote welfare and prevent harm to society. In this context, the researcher seeks to formulate the following questions: 1) What is the practice of selling corpses (cadavers)? 2) What is the perspective of Islamic economic law on the sale of corpses (cadavers)? The research method employed is qualitative, focusing on literature review. 1) Research Approach: This study utilizes a legislative approach (statute approach), a conceptual approach, and a comparative approach. Legal research is conducted by examining literature and secondary sources.2) Sources of Legal Materials: In normative legal research, there are unique characteristics where the data sources consist solely of secondary data, including primary legal materials, secondary legal materials, and tertiary legal materials.The findings of this research indicate that: 1) The sale of corpses in the context of Islamic law refers to transactions in which human remains are traded or sold. This can include various purposes, such as for medical research or education, referencing Regulation No. 29 of 2004 concerning medical practices, which outlines educational standards.2) According to the foundational principles of fiqh muamalah, it is stated that "essentially, all forms of muamalah are permissible unless there is evidence that prohibits them." This includes buying and selling, which is a noble activity in muamalah. However, the sale would become impermissible if the transaction involves elements prohibited by Sharia</em></strong></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/422 PRAKTIK JASA MAKELAR DALAM TRANSAKSI GADAI SAWAH PERSPEKTIF HUKUM EKONOMI SYARIAH (STUDI KASUS DI DESA SUMBER KETEMPA KECAMATAN KALISAT KABUPATEN JEMBER) 2025-10-28T03:50:19+00:00 Mohamad Aldi mohamad.aldi@student.stisnq.ac.id <p><strong><em>Abstract</em></strong><em>: This study aims to analyze the practice of brokerage services in rice field pawn transactions in Sumber Ketempa Village, Kalisat District, Jember Regency, from the perspective of Islamic economic law. The research employs a qualitative approach with a case study method. Data were collected through interviews, observations, and documentation involving brokers, pawners, and local community leaders. The findings reveal that brokerage practices are conducted through commissions agreed upon between brokers and clients. However, from the perspective of Sharia economic law, several issues arise, such as unclear contracts (gharar), lack of written agreements, and inconsistency with the principles of justice and transparency in Islamic jurisprudence.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/428 ANALISIS PENERAPAN TARIF RETRIBUSI PASAR TRADISIONAL PERSPEKTIF MASLAHAH MURSALAH DAN PP NO.66 TAHUN 2001 (STUDI KASUS PASAR KRIYONGAN SUMBERDANTI KECAMATAN SUKOWONO KABUPATEN JEMBER ) 2025-10-28T13:54:59+00:00 Luluk Ardianti lulukardianty97@gmail.com <p><strong>Abstract : </strong><em>Traditional markets serve as centers of community economic activity, functioning not only as places of buying and selling but also as spaces for social and cultural interaction. To ensure the sustainability of market management, the government has established a policy regarding retribution fees as regulated in Government Regulation Number 66 of 2001 on Regional Retribution. This research aims to analyze the implementation of Government Regulation No. 66 of 2001 in Kriyongan Market through the perspective of Mashlahah Mursalah. The study employs a qualitative phenomenological and netnographic approach, involving interviews and direct observation of market managers and traders. The findings indicate that the market retribution policy has brought benefits such as improved cleanliness, better stall arrangements, and contributions to local revenue, yet further improvements are needed in transparency, tariff fairness, and trader participation to achieve greater public welfare</em><em>.</em></p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge https://e-journal.stai-almaliki.ac.id/index.php/mk/article/view/434 TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP KONFLIK PEMUTUSAN SEPIHAK AKAD MUZARA’AH STUDI KASUS DI KECAMATAN LEDOKOMBO KABUPATEN JEMBER 2025-11-03T23:00:06+00:00 Khaerul Anam khoirulanam4432@gmail.com <p><strong><em>Abstract. </em></strong>This study aims to analyze the practice of conflicts in muzara’ah contracts between landowners and cultivators in Ledokombo District, Jember Regency, and to examine unilateral termination of such contracts from the perspective of Islamic Economic Law. This research employs a qualitative approach with a case study method through interviews, observations, and documentation involving the parties concerned.</p> <p>The findings reveal that conflicts in muzara’ah contracts are generally triggered by differences in perception regarding profit-sharing, the uncertainty of contract duration, and unilateral termination by landowners. The absence of written agreements and the dominance of verbal arrangements increase the potential for disputes, while cultivators tend to occupy a weaker bargaining position and are often disadvantaged. From the perspective of Islamic Economic Law, unilateral termination without urgent reasons and without mutual consent contradicts the principles of contracts based on mutual willingness (antarāḍin minkum) and justice. Such actions also neglect the objectives of maqāṣid al-sharī‘ah, particularly in safeguarding wealth (ḥifẓ al-māl) and protecting agreements (ḥifẓ al-‘aqd). Therefore, the ideal resolution of <em>muzara’ah </em>conflicts should be pursued through deliberation (<em>ṣulḥ</em>), mediation by community or religious leaders, and by referring to both classical fiqh literature and national regulations.</p> 2025-10-19T00:00:00+00:00 Copyright (c) 2025 Multidisipliner Knowledge