TINJAUAN FIKIH MUAMALAH TERHADAP PENGALIHAN SISA UANG MENJADI DONASI DI MINIMARKET
Keywords:
Keywords: Fiqh Muamalah, donation, grant, transfer of remaining fundsAbstract
Abstract
The phenomenon of diverting spare change into donations at minimarkets is becoming increasingly common, including at Indomaret and Alfamart in the Pujer area. This study aims to examine this practice from the perspective of muamalah jurisprudence (fiqh muamalah), specifically regarding the validity of the contract (sadaqah/hibah/infaq), the element of willingness (riḍā’), and aspects of transparency and fund distribution. The study employed a qualitative-descriptive method, with data collection techniques including observation of cashier transactions, in-depth interviews with cashiers and consumers, and a review of standard operating procedures (SOP) documents and donation campaign materials. Informants were selected purposively, while data validity was tested through source and technique triangulation. The research results show that fundraising practices occur during payment at the cashier by asking for donations in small amounts (rounding up the remaining change). The funds are collected by the store and distributed through the National Azizah Agency (BAZNAS) and the Great Indonesia Program. From a fiqh perspective, the dominant contract is a grant, and it is valid if there is explicit consumer consent, the object and purpose of the donation are clear, the reporting mechanism is transparent, and the donation is given for social purposes, not for religious purposes.
References
Ananda Suci Sugianto. “TINJAUAN FIQH MUAMALAH TERHADAP PENGALIHAN UANG KEMBALIAN KONSUMEN DALAM BENTUK DONASI PADA TRANSAKSI DI ALFAMART (Studi Kasus Di Alfamart Kecamatan Matuari Kota Bitung),” 2024. https://repository.iain-manado.ac.id/id/eprint/1865%0Ahttp://repository.iain-manado.ac.id/1865/1/Skripsi Ananda Suci Sugianto %281%29.pdf.
Ardiansyah, Risnita, and M. Syahran Jailani. “Teknik Pengumpulan Data Dan Instrumen Penelitian Ilmiah Pendidikan Pada Pendekatan Kualitatif Dan Kuantitatif.” Jurnal IHSAN : Jurnal Pendidikan Islam 1, no. 2 (2023): 1–9. https://doi.org/10.61104/ihsan.v1i2.57.
Habel, Abdulrahim. “Abdulrahim Habel Institut Ummul Quro Al-Islami Bogor.” Of Islamic Economics 2, no. 2 (2023): 56–69. https://jurnal.iuqibogor.ac.id/index.php/annuqud/article/view/672/518.
Hidayat, Asep Dadang, Mulyadi, Senki Nurachmadi, Agung Wildan, Irfan, and Aufa. “Pembatalan Akta Hibah Dalam Perspektif Imam Madzhab.” Al-Mashlahah: Jurnal Hukum Islam Dan Pranata Sosial Islam, no. Special Issue (2022): 51–64.
Hidayat, Suhidra, Mirna Apriyani, and M.said. “Zakat, Infak Dan Shadaqah Sebagai Ketaatan Kepada Allah Dan Rasulullah S.A.W,” 2022, 87–98.
Hisny Fajrussalam, Afidlotul Azizah, Elsa Amelia, Faiza Zalfa, Sintia Ulhaq. “Hisny Fajrussalam, Afidlotul Azizah, Elsa Amelia, Faiza Zalfa, Sintia Ulhaq; Hakikat Dan Eksistensi Manusia Sebagai Makhluk Yang Bermoral, Jurnal Of Social Science Reserch, Vol. 3, No. 2, (2023), 2.” 3 (2023): 1706–21.
Ilmu, Fakultas, Pendidikan Kristen, Pendidikan Agama, Iakn Tarutung, Fakultas Ilmu, Pendidikan Kristen, Pendidikan Agama, and Iakn Tarutung. “Jurnal Ilmiah Multidisiplin Ilmu” 1, no. 2 (2024): 99–105.
Indah Purnama Sari, Muhammad Darwis, Zulfahmi Nur. “Makna Filosofis Hibah Dalam Islam Dan Relevansinya Dengan Kompilasi Hukum Islam” 4, no. 3 (2025): 1–11.
Irfani, Kholid. “Analisis Hukum Islam Terhadap Tidak Diterapkannya Pengembalian Dana Tabarru’ Bagi Peserta Asuransi Yang Berhenti Sebelum Masa Perjanjian Berakhir Di PT. Asuransi TakafulKeluarga Semarang,” 2021, 1–23.
Maulida Nuzula Firdaus. “ANALISIS HUKUM EKONOMI SYARIAH DAN PERLINDUNGAN KONSUMEN TERHADAP PENGEMBALIAN MENGGUNAKAN PERMEN DAN DONASI DALAM JUAL BELI DI ALFAMART KOTA PAREPARE” 2, no. 4 (2023): 31–41.
Mohammad Firmansyah. “Tinjauan Hukum Ekonomi Syariah Terhadap Praktik Gaduh Sapi.” Tabsyir: Jurnal Dakwah Dan Sosial Humaniora 1, no. 2 (2023): 31–44. https://doi.org/10.59059/tabsyir.v1i2.624.
Nur, I., & Khamami, A. R. (2021). REVITALIZATION OF FINANCIAL FREEDOM BASED ON MAQASHID AL-SYARIAH FI HIFDZ AL-MAL. Jurnal Perspektif, 4, 371-83.
Ubaidillah, U., Nur, I., & Anshor, A. M. (2024). Konstruksi Ekonomi Islam Berbasis Interdisipliner: Studi Islam dan Maqashid Syariah. Adzkiya: Jurnal Hukum dan Ekonomi Syariah, 12(2), 35-49.
Nurohman, D., & Anshor, A. M. (2025). All You Can Eat dalam Tinjauan Maslahah al-Mursalah: Implikasi Hukum Islam terhadap Praktik Bisnis Modern. Tasyri': Journal of Islamic Law, 4(1), 537-558.
Nur, I. (2024). REFLECTION OF MAQASHID SYARIAH AND ISLAMIC STUDIES ON ECONOMIC DEVELOPMENT TOWARDS A GOLDEN INDONESIA. AT-TAWASSUTH: Jurnal Ekonomi Islam, 9(2), 201-218.
Mansur, U., Nurohman, D., & Anshor, A. M. (2024). Revitalizing Financial Freedom to Achieve a Sustainable Economy Based on Maqashid al-Shariah in Hifz al-Mal. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah, 9(2), 286-304.
Mansur, U. (2018). Studi analisis manajemen risiko pembiayaan mudharabah di BMT Sidogiri cabang Bondowoso. Momentum, 7(1), 95-128.
Najmia, St. “Konsep Hibah Menurut Imam Syafi’i (Serah Terima Dan Penarikan Kembali Harta Hibah).” Hibah Dan Imam Syafi’I, 2021, 14. http://repository.iainpare.ac.id/2836/1/17.2400.016.pdf.
Nuhbatul Basyariah. “Mukaddimah: Jurnal Studi Islam LARANGAN JUAL BELI GHARAR: Kajian Hadist Ekonomi Tematis Bisnis Di Era Digital.” Jurnal Studi Islam 7, no. 1 (2022).
Romli, Muhammad. “Konsep Syarat Sah Akad Dalam Hukum Dan Syarat Sah Perjanjian.” Tahkim 17, no. 2 (2021): 173–88.
Rukhmana, Trisna. “Memahami Sumber Data Penelittian.” Jurnal Edu Research : Indonesian Institute For Corporate Learning And Studies (IICLS) 2, no. 2 (2021): 28–33.
Shafira, Monica. “Fakultas Ekonomi Dan Bisnis Islam Fakultas Ekonomi Dan Bisnis Islam1442/2021,” 2021, 89.
syahputra eko, novianty lily, sembiring juhardi. “Praktik Penggantian Sisa Uang Belanja Perspektif Maslahah (Studi Kasus Konsumen Minimarket Indomaret). Diss. Iain Ponorogo, 2023.” Journal of Engineering Research 10, no. 1 (2023): 35–45.
Ubabuddin, and Umi Nasikhah. “PeraMujib, A. (2022). Konsep Sedekah Dalam Islam. Jurnal Pendidikan Dan Sosial Keagamaan, 1(01), 59–72.n Zakat, Infaq Dan Shadaqah Dalam Kehidupan.” Jurnal Ilmiah Al-Muttaqin 6, no. 1 (2021): 60–76.
Ubaidillah, U., Nur, I., & Anshor, A. M. (2024). Konstruksi Ekonomi Islam Berbasis Interdisipliner: Studi Islam dan Maqashid Syariah. Adzkiya: Jurnal Hukum dan Ekonomi Syariah, 12(2), 35-49.
